Financial News - What is the Credit Crunch?

The Credit Crunch is the real deal and it will impact on everyone. It's could be the biggest financial turmoil since the 1930 stock market crash. So our TIP: never miss a mortgage payment as it will cost you heavily when you remortgage or want a secured loan.

All lenders of secured loans and mortgages are preferring to lend to prime ( or good credit ) customers they have little or no interest in sub-prime. Lenders have shifted their attention to affordability, rather than your financial stability. Customers have to search far harder for a good deal, or in some cases, any deal. So when applying for a loan quotation, is't wise to be a bit more patient than in recent years.

Any lending which is tracker or discount based have become more expensive because the Bank of England lending rate is expected to tumble in the next 12 months as the B of E look to stop or slow down recession, and not be as focused on inflation. Which is better low inflation and no job or higher inflation and in work?

Secured loan will always remain available for good credit customers.
A 2% cashback is a wonderful offer in today's financial climate.

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