Cheaper Early Redemption Costs for Larger Secured Loans

Since 1st April 2008 loans over £25,000 are included under Consumer Credit Act which means that all secured loans, not just those under £25,000 have maximum 1-2 months redemption penalties.
This is great news for borrowers who want larger loans. Previously the larger penalties facing this type of loan was a disadvantage.

What is a Secured Loan?

Homeowner loans, second mortgage, home loans, second charge, secured loans these are all related terms. Read more...

How to Avoid Damaging Your Credit File

Simple tips to protect your credit record Read more...

Credit Crunch Explained and its Impact on the UK Economy

What is credit crunch is all about? What is does it mean for us? Read more...

Secured Loans to Consolidate Credit Card Debt

Use the equity in your property to simplify your finances and save money Read more...

Secured Loans for Home Improvements

Don't delay that extension,loft conversion or emergency repair work. Protect and increase the value of your main investment. Read more...

Every Person Taking out a Secured Loan Should Look at Cashback

Why pay more for exactly the same product? Cashback is available on all UK Secured Loans. Read more...

Secured Loans For Your Wedding

Enjoy the big day in style without fretting over cost: first get the finance in place. Read more...

Secured Loans - A Review Of The UK Market

In a changing market use the internet to find the best deals Read more...

Secured Loan vs. Remortgage: The Pros and Cons

Trying to decide between a smaller secured loan or a total remortgage? Read more...

Home Loans Explained

Learn more and grasp the essentials about home loans Read more...

Lenders' Cash Funds Are Still Available Despite The Credit Crunch

But what criteria are lenders applying? Read more...

Cashback credit cards give you extra cash every time you spend

Get the best cash back credit cards and earn cashback while you spend Read more...

House Prices – Facts That Maintain The Value Of Your Home

An analysis of the latest in UK house prices Read more...

Homeowner loans : 10m of Government help on debt advice services

Details of how the government intend to improve debt advice services Read more...

Say Goodbye To Your Expensive Credit Card Balances

Too many credit cards? Here's how to make a fresh start and simplify your finances Read more...

Cashback is an easy way to cut your bills and buy most things online cheaper

Find out how use cashback offers to buy online purchases cheaper Read more...

Reasons for a Secured Loan or Homeowner Loan

Refurshing your home, buy-to-let, debt consolidation, wedding, business start-up, holiday Read more...

Home Loans : A Simple Guide

Read more...

How To Improve Your Credit Rating

Find out simple ways to improve your credit rating and credit score, and therefore get offered a better individual interest rate on your secured loan.Read more...

What is the Credit Crunch?

What are the implications of the credit crunch Read more...

Guide to Interest Rates

If you don't know your APR from your Repo Rate then Read more...

Understanding Loan Jargon

If you've come across a phrase or term related to loans that your not sure about, or you want to learn more about loans then browse the explanation in this comprehensive list of Loan Jargon terms. Read more...

How can I spend the money?

Faq

Secured Loan Questions

How can I spend the money?

Am I eligible for a secured loan?

Can I get a loan if I have poor credit rating?

How much can I borrow?

How long can I spread the repayments?

How much will my secured loan cost?

Is there an application fee or any other costs?

How can you afford to pay 2% commission?

How long does the process take and how quickly will I receive the money?

Can I repay the loan early?

Can I borrow more money at a later date?

Can I have more than one secured loan?

Other Questions

How can you help if I was off work due to illness or am made redundant?

How am I protected legally?

How is my application information used?

What can I do to repair my credit rating?

I've still got a question